Driving Without Insurance
If you have recently received a summons for driving without insurance and are looking for some legal help then we are here to listen and advise you – contact us now!
We have successfully defended those who were accused of driving without insurance, and have entered a plea of mitigation for others who were guilty of the offence with no defence. We are experts in traffic law and are here to help you.
Driving without insurance is an offence which can potentially lead to a fine of up to £5,000, 6 – 8 penalty points and/or a driving ban. Given the nature of the offence, it is usually difficult to defend, unless the prosecution has made a technical error or there are “Special Reasons”.
This law is applied very strictly; you can commit the offence even if you did not intend to. If you were to borrow a car from someone who says you are insured to drive it, but it turns out you are in fact not insured, you can still be found guilty. You can also be found guilty if you did not know the terms of your insurance and drive otherwise than in accordance with it.
It is also a crime to lend a car to someone who is not insured to drive it. You should always check first.
The comments above are general and should not be taken as a definitive statement of the law or procedure. Expert advice should always be sought on this area. We have not attempted to cover all the obligations or legal requirements that may arise.