It might not be to everyone’s taste, but having a camera in your car could cut insurance costs
Fitting cameras to protect from accident insurance claims is soon going to be the rule rather than the exception. That has come from the Road Haulage Association (RHA). But if the Government continues to procrastinate over the problem of uninsured drivers and fraudulent claims, it could become a pre-requisite for all cars.
According to the RHA, 54 per cent of its members have already got the cab-mounted cameras fitted while a further 35 per cent are close to doing so.
Jack Semple, director of policy for the RHA, said:
“The recordings can show what happened in an accident and can put an end, quickly and simply, to potentially crippling insurance claims. In addition, many firms with cameras say they are useful tools for managing employees’ driving style.”
One fleet insurer has already been demanding that those it covers should fit cameras to their vehicles. The result it says is the number of claims disputes has fallen from an industry average for all vehicles of about 40 per cent to a mere 2 per cent.
In addition the cost of claims has gone down by more than half. And SmartWitness, the company that supplies the cameras, says it can report 84 per cent of claims and back them up with evidence within 24 hours.
Some form the view that it is a further example of ‘Big Brother’s’ all-seeing eye further invading our lives. However, it is a very real way of keeping claims costs low.